Retirement Income Strategies



1225 S. Main St.
Plymouth, MI 48170


(734) 738-6300


(734) 237-3959

Business Owners


Common Concerns of Business Owners


More often than not, many decide to start a business without preparation or sufficient information or experience. Being a small business owner is fun, challenging, but never easy. Whether you are just starting a business or already running one, there are a number of common concerns shared by entrepreneurs:

Solutions for Business Owners


One important planning step often skipped is development of a solid financial plan. A financial plan gives you a better grasp of the financial requirements of your new business, and clarifying your financial picture can help you develop better strategies, pinpoint trouble spots early, and optimize your business for growth.

Attracting and Retaining Employees

  • Competition for talent
  • Retaining your “stars”
  • Long-term care insurance

Attract and Retain Employees

  • 401(k), SEP IRA, SIMPLE IRA
  • Deferred compensation
  • 412(e)3 defined benefit
  • Group long-term care, disability insurance

Planning for Business Succession

  • To whom?
  • At what price?
  • Source of funds?
  • Provision for estate taxes?

Planning for Business Succession

  • Key man
  • Buy/sell
  • 1031

Managing Short-Term Cash

  • Higher yields
  • Increased liquidity

Managing Short-Term Cash

  • Cash sweep
  • Cash enhancement
  • Cash management
  • Income management

Building and Protecting Personal Wealth

  • How to accumulate?
  • How to protect?

Build and Protect Personal Wealth

  • Life insurance, disability, long-term care
  • Advisory and trust services
  • Retirement services

Managing Personal and Business Taxes

  • Increase efficiency
  • Reduce liability

Managing Personal and Business Taxes

  • Selective benefit plans – insurance and retirement services
  • Personal financial need analysis